Start with a comprehensive Personal Accident coverage and enjoy the freedom to choose from a range of dynamic add-ons
to shape a plan that’s not only affordable, but perfectly tailored to your needs and lifestyle.
^Premium calculated is based on the monthly premium in Yearly Plan for individual.
Make your Personal Accident plan completely foolproof for your peace of mind with these top-up coverage
The more add-ons you buy, the more you save!
With Spouse
With Add-On Plan(s)
With No Claim Discount*
With Add-On Plan(s)
With Spouse
With No Claim Discount*
Limited-Time Offer
*5% discount after 1 year of no claim, and a maximum of 10% after 2 or more consecutive years with no claim. View full terms here.
Protects your belongings from theft, fire, or water damage with
up to $200,000 in Household Contents coverage, saving you from
costly repairs or replacements.
Provides you with daily cash benefits during hospitalization, helping cover unexpected expenses. Ensuring financial stability so you can focus on recovery without worrying about lost income.
Protects you from unexpected costs like medical emergencies, trip cancellations, or lost luggage on any trip throughout the year. It offers peace of mind, ensuring you’re covered no matter where or how often you travel.
*Terms apply.
| Spouse Discount (Personal Accident only |
Stack Discounts (applies to total Choice Protect360 premium) |
|||
|---|---|---|---|---|
| +1 Add-on Plan | +2 Add-on Plans | +3 Add-on Plans | ||
| Discount | 10% off Total Personal Accident premium |
5% off | 10% off | 15% off |
Get up to 10% off your renewal with a
No Claim Discount* for staying claim-free all year.
*5% discount after 1 year of no claim, and a maximum of 10% after 2 or more consecutive years with no claim. View full terms here.
| Sections | Benefits | Maximum Benefit Payable (S$) | |||
|---|---|---|---|---|---|
| Basic | Silver | Gold | Platinum | ||
| PERSONAL ACCIDENT | |||||
| PA 1 | Accidental Death & Permanent Disablement | 100,000 | 200,000 | 300,000 | 500,000 |
| PA 2 | Accident Medical Reimbursement | 2,000 | 6,000 | 8,000 | 10,000 |
| PA 3 | Mobility Aid & Ambulance Services Reimbursement | 4,000 | |||
| PA 4 | Daily Hospital Income | 50 per day | 100 per day | 150 per day | 250 per day |
| PA 5 | Purchase Protection | 5,000 | |||
| PA 6 | Bill Protector | 5,000 | |||
| PA 7 | Funeral Expenses | 5,000 | |||
| PA 8 | Parent(s) Support Grant | 1,000 | 3,000 | 4,000 | 5,000 |
| PA 9 | Dependent Child Cover | 25% of PA 1, PA 2, PA 3 |
30% of PA 1, PA 2, PA 3 |
||
| HOME CONTENTS (OPTIONAL ADD-ON) | |||||
| HC 1 | Household Contents, Renovation, Fixtures and Fittings | 200,000 | |||
| HC 2 | Alternative Accommodation Expenses | 15,000 | |||
| HC 3 | Valuables Coverage | 30,000 | |||
| HC 4 | Personal Liability | 1,000,000 | |||
| HC 5 | Home Assistance Concierge Services | Included | |||
| HOSPITAL INCOME (OPTIONAL ADD-ON) | |||||
| HI 1 | Hospitalization Cash (Up to 365 days) |
100 per day | |||
| HI 2 | Triple Hospital Cash (ICU) (Up to 30 days) |
300 per day | |||
| HI 3 | Recuperation Benefit (Up to 30 days) |
50 per day | |||
| ANNUAL TRAVEL (OPTIONAL ADD-ON) | |||||
| AT 1 | Overseas Medical Expenses | 100,000 | |||
| AT 2 | Medical Expenses in Singapore | 10,000 | |||
| AT 3 | Emergency Medical Evacuation | Unlimited | |||
| AT 4 | Trip Cancellation | 10,000 | |||
| AT 5 | Travel Delay | 1,000 | |||
| AT 6 | Baggage Delay | 1,000 | |||
| AT 7 | Loss or Damage to Baggage and Personal Effects | 1,000 | |||
| AT 8 | Worldwide Personal Liability | 1,000,000 | |||
For full coverage, exclusions and other terms and conditions, please refer to the Policy Wording.
Click here for the Benefits Table (PDF).
To view full details on Choice Protect360 $30 Shopee Voucher Launch Promotion Terms and Conditions, click here.
| No. of Add-on Plan Purchased | Discount Off Total Premium |
| 1 | 5% |
| 2 | 10% |
| 3 | 15% |
| No Claims for | No Claim Discount (NCD) |
| One (1) Year | 5% |
| Two (2) or more Consecutive Years | 10% (Maximum) |
A: You are eligible to purchase this Policy if You are between the ages of eighteen (18) and sixty-five (65) years old. You must be a Singapore citizen, Singapore permanent resident, expatriate or foreigner who holds a valid pass and is ordinarily residing in Singapore.
A: Yes, the main policyholder must be between 18 and 65 years old at the start of the policy, renewable up to 70 years. For children, coverage is from 1 to 18 years old, or up to 25 if studying full-time. Age calculated as at last birthday.
A: Choice Protect360’s key benefits are:
A: You can find out about our exclusions for Choice Protect360 here.
A: You can receive a 5% discount after one (1) year of no claim, and a maximum of 10% after two (2) or more consecutive years with no claim.
A: Yes, unmarried children who are between 1 to 18 years old (or up to 25 years old if studying full time) will be covered for free, as long as a Family Plan is purchased.
A: Yes. When you opt for a family plan with spouse coverage, you’ll enjoy a 10% discount on the Personal Accident premium. Plus, your child(ren) is automatically covered at no additional cost for Personal Accident benefits (for Accidental Death and Permanent Disablement, Accidental Medical Reimbursement, Mobility Aid & Ambulance Services Reimbursement).
A: You can submit the claim form, along with the supporting documents by fax to 6224 1923, email to claims@hlas.com.sg or post it to HL Assurance’s office at 11 Keppel Road, #11-01 ABI Plaza, Singapore 089057. To file a travel insurance claim, you may submit your claims online.
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