Which Insurance Should You Get For Your 2017 Zodiac?

2017 is the year of the Rooster, and it probably comes as a relief to horoscope believers. After all, 2016 was something of a headache year, as monkey mischief turned the world economy upside down. Now we’re not endorsing astrology or making predictions ourselves – but if you do believe in it, here’s how you can protect yourself in 2016:

Caveat:
HL Assurance does not endorse or guarantee the use and accuracy of astrological predictions.

Rooster Signs

2017 is the year of the Rooster. However, due to conflicting stars (Tai Sui), it is not a particularly lucky time for the Rooster. There will be great changes in life this year, but many of them are saddled with frustrations, such as difficulty in advancing your career or frustrations in your relationships.

What insurance should you get?
It is predicted that you will face conflicts with colleagues and employees, as well as challenges related to leadership in the office. As such, you should be cautious career wise and avoid switching jobs. If you are running a business, this is an unfavorable year to make big, risky changes. For 2017, try to pick safe, tried-and-tested methods over radical choices.

If you are a business owner, you might consider a more comprehensive form of business insurance. Speak to one of our consultants, for Business Protect360, a business insurance package that is tailored to your individual needs and risks.

Auspicious Direction: Southwest, Northeast; Avoid: Northwest
Lucky Colors: Black, White; Avoid: Red
Lucky Numbers: 2, 6
Helpful Zodiac Signs: Ox, Dragon; Harmful Zodiac Signs: Rooster, Rabbit, Dog
Auspicious Direction for Love: South
Auspicious Direction for Wealth: Northeast
Auspicious Direction for Study: South
Auspicious Direction for Career: South

Dog Signs

If you are born in the year of the dog, it is predicted you will have a good year financially but a difficult one emotionally. You will encounter interpersonal relationship issues, such as being framed or unfairly accused by an old friend.

On the other hand, you have many auspicious stars related to career and wealth. You have many opportunities to grow your income if you can avoid the disruptions in your personal life from affecting your work.

What insurance should you get?
This is a time of poor psychological health for dog signs. Backstabbing, quarreling, and being rejected in love can take a toll on you. Do your best to separate work and life this year, so that social issues do not also drag down your wealth and promotion opportunities.

Sadly, there is no financial product that can make friends or family more loyal. However, you may want to consider an impromptu holiday to get away. If so, Travel Protect360 offers both online single trip travel insurance and online annual travel insurance, which is an affordable, hassle-free option. You can enjoy unlimited medical evacuation claims, along with protection from lost luggage, flight delay or travel agency closure.

Auspicious Direction: Northeast, South; Avoid: West
Lucky Colors: Red, Yellow, Beige; Avoid: Green
Lucky Numbers: 4, 7
Helpful Zodiac Signs: Tiger, Horse; Harmful Zodiac Signs: Rooster, Ox, Sheep, Dragon
Auspicious Direction for Love: East
Auspicious Direction for Wealth: North
Auspicious Direction for Study: East
Auspicious Direction for Career: Northeast, East

Pig Signs

Unfortunately, 2017 is not predicted to be a good year for Pig signs. At work, it is predicted that you will accidentally offend superiors, and be put under a lot of stress. Pig sign people should be on the lookout for phone or internet based scams this year. Business owners will suffer due to unpredictable market shifts.
On top of this, health issues may crop up – especially stomach based diseases. It is important for you to switch to a healthy diet this year.

What insurance should you get?
Pig sign business owners are facing a rough year. When you already have your hands full trying to cope with fickle customers, or designing new products and services for a changing market, the last thing you have room for is an expensive accident.

If you are a business owner, you might consider a more comprehensive form of business insurance. Speak to one of our consultants, for a Business Protect360 package that is tailored to your individual needs and risks.
Health wise, we suggest you speak to a qualified financial adviser. This will ensure you are well covered and prepared for medical emergencies.

Auspicious Direction: West; Avoid: Southwest, Southeast, Northwest
Lucky Colors: White, Black, Blue; Avoid: Yellow, Beige
Lucky Numbers: 5, 8
Helpful Zodiac Signs: Rabbit, Sheep, Rooster; Harmful Zodiac Signs: Monkey, Snake, Pig
Auspicious Direction for Love: North
Auspicious Direction for Wealth: South
Auspicious Direction for Study: West
Auspicious Direction for Career: Northeast

Rat Signs

Overall, 2017 will be an average year for Rat signs. Luck remains unchanged regarding wealth, so you can expect more of what you’ve had in 2016. Windfalls will be rare, but so are your chances of decreasing income or failing to make ends meet.

It is a good year for love if you are single. Supposedly, this is a good year to meet a partner who is older and more influential or wealthy than you.

Health is predicted to be bad, in terms of injury rather than illness. There is a chance of some form of serious, bleeding related injury (such as a deep cut) when you are at work.

What insurance should you get?
For yourself, it’s time to get that mobile phone insurance, since love is in the air. If you’re getting involved in romantic relationships, this is your year; so make sure you can stay in touch with MobileCare. This mobile phone insurance insures your phone for up to $1,000 in damages, and the repair person will go right to your door to fix it.

If you’re a business owner, check if anyone who works for you is a rat sign. Make sure your business casualty insurance is up to scratch; in case they do get injured, you’ll be covered for any legal liabilities. Speak to one of our experts to get a policy tailored to your needs.

Auspicious Direction: Southeast, Southwest, North; Avoid: East
Lucky Colors: White, Silver, Black, Blue, Red; Avoid: Yellow, Beige
Lucky Numbers: 1, 6
Helpful Zodiac Signs: Dragon, Ox, Monkey; Harmful Zodiac Signs: Rabbit, Horse, Sheep
Auspicious Direction for Love: West
Auspicious Direction for Wealth: South
Auspicious Direction for Study: Southwest
Auspicious Direction for Career: Northwest

Ox Signs

2017 is predicted to be a good year for the Ox. It is an ideal time to start a new business if this has been on your mind. At work, any diligence or hard work will be noticed by superiors, so all your efforts will pay off. Your pragmatic attitude will make you a valuable employee, or a good business person, this year.

While you have an opportunity to make a big windfall, you will also have the off-chance to incur large expenditures. This means you may not get to save much, but overall, it’s a good year financially.
While health is good this year, there is a risk of sprains, particularly from dancing or slippery surfaces.

What insurance should you get?
If you decide to take the leap, and be a first-time business owner, make sure you understand the basics. Our expert consultants can familiarise you with the basic types of insurance required, as well as develop a comprehensive package to address your risks.

Speak to one of our consultants for a Business Protect360 package, which is tailored to your business needs.
A common source of large, unexpected expenditures occurs in the home. A fire, or damage to your house caused by a third party (such as a neighbor’s gas leak), can lead to expensive renovations. Protect your most valuable asset with Home Protect360 – home content insurance covers valuable such as your jewelry, electronics devices, while the policy also provides for storage and accommodation costs in the event of a disaster. Get 15 percent off if you apply it today!

Auspicious Direction: Southeast, West, North; Avoid: South
Lucky Colors: Yellow, Beige Red; Avoid: Cyan, Green
Lucky Numbers: 2, 7
Helpful Zodiac Signs: Snake, Rooster, Rat; Harmful Zodiac Signs: Horse, Sheep, Dog, Dragon
Auspicious Direction for Love: South
Auspicious Direction for Wealth: North
Auspicious Direction for Study: Southwest
Auspicious Direction for Career: East

Tiger Signs

Last year was a bad year for the Tiger, as the Monkey and Tiger signs generally do not get along. 2017 will be a period of “recovery” from a bad year and is predicted to be mediocre for Tiger signs.

In terms of wealth and career, it is important to avoid impulse. While your luck is better this year, windfalls will still be rare, and there is a risk of damaging your wealth through an impulsive purchase or investment. Stay away from too much shopping this year, and beware of greed when making investments. Your fortune will gradually improve if you can do this.

This is a good year for romantic relationships, and an easy year in which to meet “the right one”. Health wise, you face the risk of falls (for senior citizens), or mental stress. It is a good year for the Tiger signs to holiday abroad and calm their nerves.

What insurance should you get?
It would seem the best “insurance” for Tiger signs this year is locking away your savings, to avoid impulse buys. Other than that, you might consider Travel Protect360 if you follow the advice to travel. Travel Protect360 is an affordable, hassle free travel insurance option. You can enjoy unlimited medical evacuation claims, along with protection from lost luggage or travel agency closure.

If you’ve just met the right one, it can be frustrating to not have your mobile phone on hand. So be sure to check out MobileCare – smartphone insurance, which insures your phone for up to $1,000 in damages. The repair person will even come to your door to fix it.

Rabbit Signs

2017 is generally unfavorable for Rabbit signs. This year, you will be prone to multiple career and business setbacks. You should be wary of lawsuits, as well as debtors who cannot pay you back. Avoid lending money to people this year. At work, you may find multiple parties ganging up to shift blame to you.

Accidents come easily to Rabbit signs in 2017, with diseases related to inflammation, respiratory disease, and gastrointestinal discomfort. They also need to take extra care when driving or engaging in sports.

What insurance should you get?
Sadly, a quicker answer would be “what insurance shouldn’t you get?” as things are not looking good this year.
Business owners should get an insurance policy to cover third party liability – this could cover you in the event of lawsuits, should your accident end up affecting someone else. Speak to one of our consultants, for a Business Protect360 package that is tailored to your individual needs and risks.

If you drive, use Car Protect360, comprehensive online motor insurance. This comes with 25 percent off car servicing, and the easy claims process means you won’t be burdened with paperwork when you need it.
Speak to a qualified Financial Advisor, to make sure your health insurance is up to scratch.

Auspicious Direction: Northwest, South; Avoid: North
Lucky Colors: Cyan, Green, Blue, Black; Avoid: White
Lucky Numbers: 3, 7
Helpful Zodiac Signs: Pig, Sheep, Dog; Harmful Zodiac Signs: Dragon, Rat, Rooster
Auspicious Direction for Love: North
Auspicious Direction for Wealth: Northeast
Auspicious Direction for Study: Northwest
Auspicious Direction for Career: West

Dragon Signs

2017 is one of the best years for the Dragon sign. They will be blessed with good fortune in almost all their ventures, and gain fast recognition for any accomplishments at work. Business people will find it easier to attract customers, and negotiations will be in their favor.

However, all of this comes with the condition that they do not meddle in the affairs of others. Avoid giving unsolicited advice, or jumping in to mediate between unrelated parties – you will end up mired in the same problems.

Health wise there is a chance of gastrointestinal issues, as well as fevers or flu. However, these will be minor and pass quickly.

What insurance should you get?
Don’t get so caught up in your good fortune, you forget to protect what you have! This may be the year you can expand your business aggressively, and even get your own property. If so, remember to get a property insurance policy that suits you. This will compensate you in the event of disasters such as business interference (having to stop the business for a few days due to renovation needs). When business is booming, even a few days can bring in substantial revenue.

Also, don’t forget that while your stars are lucky, your employees’ may not be. Don’t end up spending that new revenue when bad luck strikes them, and you are loaded down with their medical liabilities. Speak to our experts on getting the right casualty insurance.

Auspicious Direction: Southwest, North; Avoid: East
Lucky Colors: Yellow, Beige, Red, Pink; Avoid: Cyan, Green
Lucky Numbers: 1, 5
Helpful Zodiac Signs: Monkey, Rooster, Rat; Harmful Zodiac Signs: Rabbit, Dog, Dragon, Ox
Auspicious Direction for Love: West
Auspicious Direction for Wealth: North
Auspicious Direction for Study: South
Auspicious Direction for Career: East

Snake Signs

Snake sign people will have a great year in terms of love of romance. Other than that, their fortune is largely unchanged from 2016.

This is a good year for Snake signs to get married or to take existing relationships to the next level. However, you need to be careful what you say when meeting a lover’s parents, as there is a high chance you will leave a bad initial impression. This year, unstable marriages will become more solid.

In terms of wealth, unexpected personal financial losses will prevent you from saving much this year. However, you will not have trouble making ends meet. Health wise, there is a high chance of an external injury, which related to bleeding.

What insurance should you get?
Regarding your personal finances, you should speak to a qualified wealth manager or financial planner, to learn how to safeguard against losses. For the risk of accidents, however, consider getting Accident Protect360, personal accident insurance to save on financial burdens such as hospitalization costs or medical expenses.

This can cover loss of monthly income for up to $2,000 if you are unable to work. In addition, we offer five benefits with coverage of up to $250,000. Speak to us now, to ensure you’re prepared for any unpredictable events.

Auspicious Direction: West; Avoid: Southwest, Northeast
Lucky Colors: Cyan, Red; Avoid: Black
Lucky Numbers: 3, 6
Helpful Zodiac Signs: Ox, Rooster; Harmful Zodiac Signs: Tiger, Monkey, Pig
Auspicious Direction for Love: South
Auspicious Direction for Wealth: West
Auspicious Direction for Study: East
Auspicious Direction for Career: North

Horse Signs

2017 can be a good year for the horse if they can avoid pit traps in the form of negative people. If you do not allow yourself to fall under the influence of shady or depressing people this year, you will greatly advance your career. You will often find people are willing to help you this year, and your network of contacts is easier to grow.

For business people, innovation will pay off, as new markets will open. However, the inauspicious star Wugui suggests that, somewhere out there, a negative person or influence can undo everything if you throw your lot in with them.

This year, leverage off new friendships and relationships. Work hard, but keep a low profile and avoid bragging. Otherwise, you will draw the attention of the wrong crowd.

Due to the unlucky stars Juanshe and Pima, Horse signs will have to spend on healthcare this year. If not for themselves, then on other family members – but their newfound wealth should make it manageable.

What insurance you should buy?
Just in the off-chance, you do get stuck with a negative person, you’ll want proper business insurance. This will include insurance that covers Third Party Liability, in the off chance you get sued when something goes wrong, and you affect someone else. Speak to one of our consultants for a Business Protect360 package, which can be tailored to your business needs.

Consider buying Personal Accident Insurance for your family members – in the off chance they are injured, you will not have to lose your newfound wealth in order to pay for their treatment. It now comes with a 10 percent discount when you apply with your spouse!

Auspicious Direction: Northeast, Northwest, Southwest; Avoid: North
Lucky Colors: Cyan, Red; Avoid: Black
Lucky Numbers: 2, 7
Helpful Zodiac Signs: Sheep, Tiger, Dog; Harmful Zodiac Signs: Rat, Ox, Horse
Auspicious Direction for Love: West
Auspicious Direction for Wealth: West
Auspicious Direction for Study: East
Auspicious Direction for Career: North

Sheep Signs

2017 is not a favorable year for the Sheep sign. It is the worst sign in 2017 with regard to health issues. Disease and injury are both predicted to disrupt your life, with the effects spilling over into your career. This is a good year to embark on a healthy lifestyle to minimize the risks.

Wealth wise, a range of financial problems will lead to a tight budget. You will have to learn to spend less this year and be more frugal than usual. In terms of business and career, your setbacks will be beyond your control; they will come from changing market conditions. You will have to innovate and learn new ways to do things, in order to keep your head above the water.

In terms of relationships, it is predicted that it will be easy for you to get into one this year. However, the options that will make you happy in the long run are few, so be careful about long term commitments.

What insurance should you buy?
For disease related issues, ensure you have sufficient health insurance from a qualified Financial Advisor. For injuries, now is a good time to purchase an Accident Protect360, Personal Accident Plan. You can be reimbursed for up to $1,000 of medical expenses, including traditional Chinese medicine. You also get covered for loss of monthly income, for up to $1,000; and right now, the plan comes with a 10 percent discount when you enroll this with your family.

Auspicious Direction: South, Southeast; Avoid: North
Lucky Colors: Red, Yellow; Avoid: Cyan
Lucky Numbers: 4, 8
Helpful Zodiac Signs: Horse, Rabbit; Harmful Zodiac Signs: Rat, Ox, Dog
Auspicious Direction for Love: North
Auspicious Direction for Wealth: Northwest
Auspicious Direction for Study: North
Auspicious Direction for Career: East

Monkey Signs

2017 is a lucky year for the Monkey, and they will find a stable recovery from the havoc of their own year in 2016. Sales persons who are under the sign of the Monkey can expect better performance this year.
Entrepreneurs and business owners will likewise see an improvement in their fortune, but they may experience high turnover among their employees. Be careful to maintain good relations with any key personnel this year!
Career-wise, you will have a lot of support from colleagues this year. This will make work smoother and easier. However, the star Wangshen makes you prone to impulsive work decisions. This can undo the benefits if you do not watch yourself, so think before speaking this year.

Health is the most major concern for the Monkey sign this year. You need to be wary of problems that come from excessive drinking, and take note of food safety. Due to the proximity of the star Tiangou, you are prone to injuries and road related accidents this year.

What insurance should you buy?
As health is the main concern, now is a good time to purchase an Accident Protect360 – Personal Accident Plan. You can be reimbursed for up to $1,000 of medical expenses, including traditional Chinese medicine. You also get covered for loss of monthly income, for up to $1,000; and right now, the plan comes with a 10 percent discount when you apply for your family.

In addition, do ensure you have the right car insurance while driving. Use Car Protect360 to get comprehensive car insurance. This comes with 25 percent off car servicing, and the easy claims process means you won’t be burdened with paperwork when you need it.

Auspicious Direction: North, Southeast; Avoid: Northwest
Lucky Colors: Yellow, Beige; Avoid: Red, Pink
Lucky Numbers: 1, 9
Helpful Zodiac Signs: Rat, Dragon; Harmful Zodiac Signs: Pig, Tiger, Snake, Monkey
Auspicious Direction for Love: West
Auspicious Direction for Wealth: East
Auspicious Direction for Study: West
Auspicious Direction for Career: South

source: http://www.yourchineseastrology.com/zodiac/rooster.htm
http://www.yourchineseastrology.com

 

By Ryan Ong

Disclaimer: All info contained herein is intended for your general information only and is not a substitute for insurance advice. If you have a specific question, please consult our insurance experts at 6702 0202.