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Promotion Terms and Conditions

• The promotion runs from now until 30 April 2025. All customers who purchase any Travel Insurance policy (Travel Protect360 Single Trip or Travel Protect360 Annual Trip) during this period will automatically be enrolled into the Travel Protect360 Insurance No Claim Discount programme.
• Travel Protect360 Single Trip Policyholder(s) who return from Trip and has no claims within the stipulated timeframe of 30 days from the policy end date will be eligible for an additional 5% discount promotion code.
• For subsequent Single Trip policy purchases, policyholder(s) who previously received the additional 5% discount promotion code and continue to have no claims within the stipulated timeframe of 30 days from each policy end date will be eligible for an additional 10% discount promotion code, with the discount capped at a maximum of additional 10% for all subsequent eligible trips.
• For Travel Protect360 Annual Plan Policyholder(s) who has completed the policy period of one (1) year and has no claims during the policy period and within the stipulated timeframe of 30 days from the policy end date, will be eligible for an additional 10% discount on their Travel Protect360 Annual Plan’s auto renewal.
• Promotion codes provided for eligible Single Trip policy purchases can only be utilised for the next Single Trip policy purchase and can be used only once.
• The promotion codes are not transferable.
• Should a travel policy purchased with a No Claim Discount promotion code be cancelled, no refund will be given for the discounted premium.
• Each policy is only eligible for one promotion code.

• Note: Swipe left or right to view the full table on your mobile screen.

  	Travel Protect360 Single Trip		Travel Protect360 Annual Plan
  Qualifying Plan Types	Basic / Silver / Gold / Platinum		Basic / Silver / Gold / Platinum
  No Claim Discount	1st purchase with no claims 30 days after policy end date	Additional 5% for next Travel Protect360 Single Trip purchase.	Additional 10% for next Travel Protect360 Annual Plan renewal
  	Subsequent  purchase with no claims 30 days after policy end date.	Additional 10% for next Travel Protect360 Single Trip purchase.

• HL Assurance, at any time, at its sole discretion and without prior notice, can vary, modify, delete or add to these terms and conditions. Please refer to the policy wording for full details.
• In the event of any dispute, HL Assurance management’s decision is final.
• HL Assurance’s full disclaimers, terms, and conditions apply to individual products. © 2025 HL Assurance is a registered service mark of Hong Leong Group. HL Assurance Private Limited Co. Reg. No. 201229558W.
• “HL Assurance” means HL Assurance Private Limited.
• HL Assurance’s Travel Insurance is underwritten by HL Assurance Pte. Ltd. Co. Reg. No. 201229558W. This policy is protected under the Policy Owner’s Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic, and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg). This is not a contract of insurance. Accordingly, the information should be read and construed in the light of, and subject to, all terms and conditions contained in the Policy. Full details are stated in the Policy.

• The promotion is held from now until 31 March 2025.
• Eligible customers who successfully purchase any Travel Protect360 Single Trip policies during the Promotion Period will be entitled to 55% base discount off Single Trip Plans.
• This promotion is only applicable for new purchases made via HL Assurance website at www.hlas.com.sg/personal-insurance/travel-insurance.
• New purchases refer to purchases via HL Assurance website (as per stated above), and are not applicable to any purchase from HL Assurance’s agency partner.
• This promotion is not valid with any ongoing travel discounts, schemes or privileges.
• HL Assurance, at any time, at its sole discretion and without prior notice, can vary, modify, delete or add to these terms and conditions. Please refer to the policy wording for full details.
• In the event of any dispute, HL Assurance management’s decision is final.
• HL Assurance’s full disclaimers, terms, and conditions apply to individual products. © 2025 HL Assurance is a registered service mark of Hong Leong Group. HL Assurance Private Limited Co. Reg. No. 201229558W.
• “HL Assurance” means HL Assurance Private Limited.
• HL Assurance’s Travel Insurance is underwritten by HL Assurance Pte. Ltd. Co. Reg. No. 201229558W. This policy is protected under the Policy Owner’s Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic, and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg). This is not a contract of insurance. Accordingly, the information should be read and construed in the light of, and subject to, all terms and conditions contained in the Policy. Full details are stated in the Policy.

• The promotion is held from now until 30 April 2025.
• Eligible customers who successfully purchase any Travel Protect360 Annual Trip policies during the Promotion Period will be entitled to 50% base discount off Annual Trip Plans.
• This promotion is only applicable for new purchases made via HL Assurance website at www.hlas.com.sg/personalinsurance/travelinsurance.
• New purchases refer to purchases via HL Assurance website (as per stated above), and is not applicable to any purchase from HL Assurance’s agency partner.
• This promotion is not valid with any ongoing travel discounts, schemes or privileges.
• HL Assurance, at any time, at its sole discretion and without prior notice, can vary, modify, delete or add to these terms and conditions. Please refer to the policy wording for full details.
• In the event of any dispute, HL Assurance management’s decision is final.
• HL Assurance’s full disclaimers, terms, and conditions apply to individual products. © 2025 HL Assurance is a registered service mark of Hong Leong Group. HL Assurance Private Limited Co. Reg. No. 201229558W.
• “HL Assurance” means HL Assurance Private Limited.
• HL Assurance’s Travel Insurance is underwritten by HL Assurance Pte. Ltd. Co. Reg. No. 201229558W. This policy is protected under the Policy Owner’s Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic, and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg). This is not a contract of insurance. Accordingly, the information should be read and construed in the light of, and subject to, all terms and conditions contained in the Policy. Full details are stated in the Policy.