Upgrade to Fraud Protect360 Plus to enjoy more benefits and greater sum assured
Protect against fund transfer fraud via emails, text messages and WhatsApp.
If online purchase fails to arrive within 60 days.
If you were threaten to make an online payment.
Covers costs to locate and remove virus and restore the data.
Covers expenses incurred to re-establish your reputation.
^Premium calculated is based on the monthly premium in Yearly Plan for individual, before GST.
Couples Save More
20% + 10% OFF*
Purchase together with your spouse allows you to take advantage of additional discounts, we’re helping you keep more money in your pockets.
*For Yearly Plan. Discount applies to individual and spouse purchase on yearly premium. View full terms here.
| Fraud Protect360 PLUS | ||
|---|---|---|
| Gold From $18.34^ |
Platinum From $29.35^ |
|
| MONTHLY (SINGLE) | - | - |
| MONTHLY (WITH SPOUSE) | 10% OFF | 10% OFF |
| YEARLY (SINGLE) | 20% OFF | 20% OFF |
| YEARLY (WITH SPOUSE) | 20% + 10% OFF* | 20% + 10% OFF* |
^Premium calculated is based on the monthly premium in Yearly Plan for individual, before GST.
*For Yearly Plan. Discount applies to individual and spouse purchase on yearly premium. View full terms here.
Get MORE coverage with these Personal Accident inclusions:
Get covered up to the benefit limit.
Covers Dengue, Malaria & HFMD or infectious diseases.
Cash allowance if insured is hospitalised due to injury.
Get cash benefit in the event of ICU confinement.
For expenses related to ambulance services due to an accident.
| Fraud Protect360 PLUS | ||
|---|---|---|
| Gold | Platinum | |
| Online Shopping Fraud | Up to $10,000 | Up to $10,000 |
| Fund Transfer Fraud | ||
| Cyber Extortion | ||
| Restoration Costs | ||
| Identity Theft | ||
| Accidental Death and Permanent Total Disablement | Up to $100,000 | Up to $200,000 |
| Accidental Medical Reimbursement | Up to $2,500 | Up to $5,000 |
| Hospital Cash Benefit | Each hospitalised day is $50 Up to a max of 180 days |
Each hospitalised day is $75 Up to a max of 180 days |
| Hospital Cash Benefit – ICU | Each hospitalised day is $100 Up to a max of 30 days |
Each hospitalised day is $150 Up to a max of 30 days |
| Emergency Medical Transportation | Up to $1,500 | Up to $3,000 |
Click on the link here to download the claim instructions.
To make a claim, please click here for the claim form.
Q: Can I purchase more than one Fraud Protect360 Plus plan?
A: Yes, you can purchase up to two (2) Fraud Protect360 Plus plans; either Silver and Gold or Silver and Platinum plans.
Q: Who is covered under Fraud Protect360 Plus?
A: You as an individual or You and your spouse as described in the policy schedule. The policy does not extend to other family members.
Q: Who is eligible to be insured under Fraud Protect360 Plus?
A: You must be between the ages of eighteen (18) to sixty-five (65) years old. You must also be a Singapore Citizen, Singapore Permanent Resident, or a foreigner holding a valid pass issued by the Singapore government and residing in Singapore.
Q: What is covered under Fraud Protect360 Plus?
A: It covers Online Shopping Fraud, Fund Transfer Fraud, Cyber Extortion, Restoration Costs and Identity Theft. It also covers Personal Accident benefits such as Accidental Death and Permanent Total Disablement, Accidental Medical Reimbursement, Hospital Cash Benefit, Hospital Cash Benefit – ICU and Emergency Medical Transportation.
Q: What is not covered under Fraud Protect360 Plus?
A: Refer to the below key exclusions:
Exclusions of Fraud Protect360 Plus, please refer to section “Exclusions Applicable To Cyber” on page 6 of the policy wordings here.
Q: What are the policy wordings for Fraud Protect360 Plus?
A: Please refer to the full Policy Wordings for Fraud Protect360 Plus here.
Q: Does the policy cover corporate cyber attacks?
A: No, it only covers personal/individual cyber events.
Q: What is covered under Online Shopping Fraud?
A: It covers situations where you purchased goods from an online merchant but the goods were not delivered and the merchant did not provide a refund or remedial action within 60 days
Q: What is covered under Fund Transfer Fraud?
A: It covers the following Fund Transfer Fraud events:
Q: What is covered under Cyber Extortion?
A: It covers extortion payments made to a third party due to cyber extortion threat, as well as fees for experts appointed to advise or respond to the threat.
Q: What is covered under Restoration Cost?
A: It covers the costs to investigate, repair damage, retrieve or replace digital assets, remove malware, and restore your computer system after unauthorised access, or malware infection by a third party.
Q: What is covered under Identity Theft?
A: It covers reasonable expenses and legal costs incurred to re-establish your reputation such as correcting or reinstating public records, dismissing or withdrawing civil or criminal records, enrolment and registration support for single credit monitoring or copying charges and registered mail postage for sending the required documentation and loan reapplication (if any) after an identity theft event involving online theft or misuse of your personal data by a third party to commit fraud.
Fraud Protect360 Plus Monthly Spouse, Annual And Annual Spouse Plan Terms and Conditions
Singapore is one of the safest countries in the world, but online scams are on the rise. In 2024, the number of scams hit a record high, with 55,810 cases being reported, according to a 2025 Straits Times report.[1] A total of $1.1 billion was lost to scammers in 2024 alone. Most common types of…
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