Best Personal Accident Insurance Singapore

current promotion

Enjoy Greater Savings

Get 10% Discount

To enjoy greater savings with more protection, get 10% discount when you apply for Accident Protect360 with your spouse or yearly premium. *Terms Apply

Income Protector

Assurance of Financial Security

When accident occurs, get covered for a loss of monthly salary/income of up to a total of S$2,000 on top of your Medical Expenses!

Benefits of Accident Protect360

Accident Protect360 is an affordable personal accident protection plan that provides comprehensive coverage worldwide.

Accidental Death or
Disablement

Accidental Medical
Expenses

Mobile Phone and
Credit Card
Outstanding Bills

Income Protector

Why You Should Choose Accident Protect360

Up to 5 benefits with total coverage of up to S$250,000

Accidental Medical Expenses

Receive up to S$1,000 of reimbursement for Accidental Medical expenses including treatment charges by a Chinese Physician in the event of accidents. *Terms Apply.

Mobile Phone and Credit Card Outstanding Bills

In the event of Accidental Death or Total Permanent Disability, get coverage for the Mobile Phone and Credit Card outstanding bills in a lump sum based on your last bill received.

What our customers have to say about us

Sincere and Amazing Service

Customer Review by Sim Kimberly Shu Fern

Thank you so much for the prompt follow up calls and checking on me to ensure everything was well. I appreciate the care and concern shown and the fact that I felt the sincerity of it all just over the phone, shows an amazing service from the heart. This empathy is not easy to come by and to have experienced it from each of you, I can’t say enough what a wonderful team you guys make.

Prompt and Reliable

Customer Review by Tan Yeow Chong

Thank you for providing very prompt and reliable service. As a consumer that is what we are looking forward to, fast, efficient, reliable service that we can trust.

Critical Illness Protect360 Promotion Terms and Conditions

Benefits And Coverage

What our Personal Accident Insurance Covers

Key Benefits

Up to 5 benefits with total coverage of up to S$250,000.
Up to S$1,000 of reimbursement for Accidental Medical expenses including treatment charges by a Chinese Physician (up to 50% of Benefit payable) in the event of accidents.
Income Protector pays for your loss of monthly salary/income of up to S$500 per month, maximum total of S$2,000.

Note: Swipe left or right to view the full table on your mobile screen.

Coverage	Maximum Benefit Payable Currency (S$)
Coverage	Premier	Platinum	Diamond
Accidental Death
Per Adult	50,000	100,000	250,000
Per Child	10,000	20,000	50,000
Total Permanent Disablement
Per Adult	50,000	100,000	250,000
Per Child	10,000	20,000	50,000
Accident Medical Expenses Reimbursement
Per Adult	500	750	1,000
Per Child	100	150	200
Income Protector
Per Month	250	250	500
Maximum Total Benefit	1,250	1,250	2,000
Mobile Phone and Credit Card Outstanding Bills
Per Adult	1,000	1,000	1,000

Policy Owners’ Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites ( www.gia.org.sg or www.sdic.org.sg).

FAQs

Frequently Asked Questions for Personal Accident Insurance

Q: Who can apply for this Policy?

A: You can apply this Policy if you are between the age of 18 to 65 years old. You must be a Singapore Citizen, Singapore Permanent resident or a foreigner holding a valid pass issued by Singapore government and is residing in Singapore.

Q: Does this Policy cover me for illnesses?

A: No. Our policy covers you for injury caused by an Accident. “Accident” means an event which happens suddenly, solely and directly caused by violent and external means and gives rise to a result which the Insured Person did not intend or anticipate.