Travelling around the world has become incredibly easy and convenient. Thanks to budget airlines and aggressive airfare promotions, almost anyone in Singapore has the chance to travel to another place for a quick getaway or a well-deserved long holiday.
Although travelling is generally safe and easy, there are times when mishaps happen — and they tend to occur when you are least prepared. Things like illnesses or unforeseen accidents can happen at any time during the trip, so you should do your best to prepare in advance.
How can you do that? By getting yourself travel insurance before the trip. With many travel insurance options available, a thorough comparison is essential to identify the best coverage for your next trip. Below, we have listed some tips to help you effectively compare travel insurance plans.
1. Comprehensive global coverage
One essential characteristic of an excellent travel insurance plan is its comprehensive global coverage. Although many travel insurance policies boast about their global reach, it’s crucial to scrutinise whether they offer extensive coverage in every country. Some policies may have limitations in specific locations or might not provide complete coverage in certain areas. When you compare, seek out travel insurance plans that offer broad and reliable coverage, ensuring your safety and peace of mind 24/7, anywhere in the world. The best plans are those with robust global coverage to protect you during your international journeys.
2. Extensive protection for all travel needs
When venturing to distant places or planning a prolonged stay abroad, coverage for any potential accident is crucial. An ideal travel insurance plan encompasses a wide array of protections, from medical expenses and personal accidents to travel inconveniences, lifestyle mishaps, and even liabilities. It’s reassuring to know that you’ll receive compensation for incidents like the theft of personal money, provided your insurance plan is well-chosen and tailored to your travel needs. As you compare, prioritise finding a plan that offers this breadth of protection, ensuring peace of mind for every aspect of your journey.
3. Tailored coverage for every traveller
Whether you’re a frequent flyer or someone who travels occasionally, finding a travel insurance provider that caters to your specific needs is important. For those who travel multiple times a year, opting for single-trip travel insurance each time can be both costly and cumbersome. Conversely, purchasing annual travel insurance might not be economical if you travel infrequently. In your travel insurance plan comparison, look for options that align with your travel patterns, ensuring you’re paying enough for every journey.
4. Value-added benefits
Everyone appreciates receiving extra benefits with their purchases. When it comes to travel insurance, additional perks can significantly enhance the overall value of your policy. It’s wise to always compare the various travel insurance promotions available in the market. Many insurers offer attractive incentives, such as generous discounts on single travel insurance purchases or complimentary Wi-Fi vouchers. These extra offerings are a testament to how much insurance providers value their customers, providing more than just peace of mind but also tangible added benefits.
5. Get insured now
While technology has greatly facilitated safe and easy travel, venturing without any form of insurance still carries significant risks. No matter how careful you are, unforeseen incidents can sometimes occur, so study your options, compare the valuable tips highlighted, and choose the best travel insurance plan for your needs.
Interested in getting insured now? Opt for the convenience and security of HL Assurance. Click here to get a quick quote and start your journey with confidence.
Frequently Asked Questions About Travel Insurance Comparison
Annual Trip Insurance vs Single Trip Insurance – Which Is better?
When comparing travel insurance, consider how often you travel. Single Trip Travel Insurance is tailored for one specific journey, while Annual Trip Insurance offers better value if you’re planning more than two trips in a year. Compare travel insurance plans to find the best fit for your travel frequency.
What does COVIDSafe Travel Protect360 Insurance cover?
We provide comprehensive travel insurance coverage of four levels with diverse limits: Basic, Enhanced, Superior and Premier. Though the limits vary, the cover is broad and has everything you’re looking for in a travel insurance plan.
All plans cover the following travel benefits:
- Overseas Medical Expenses (Child, Adult, Senior / Elderly)
- Medical Expenses in Singapore
- Personal Accident: Accidental Death & Permanent Disablement
- Travel Inconvenience
- Travel Postponement
- Travel Misconnections
- Insolvency of Travel Agency (Excluding Basic Plan)
- Trip Disruption
- Flight Inconvenience and Diversion
- Hijack of Common Carrier
- Kidnap & Hostage (Excluding Basic Plan)
- Personal Liability
- Loss of Home Contents
- Credit Card Protections (Excluding Basic Plan)
- Rental Car Excess
- Enhanced Medical Benefits due to COVID-19 (Excluding Basic Plan)
- Enhanced Travel Inconvenience, Cancellation, Postponement or Curtailment due to COVID-19 (Excluding Basic Plan)
It’s vital to compare travel insurance with COVID coverage to ensure you have the right protection.
Disclaimer: All info contained herein is intended for your general information only and is not a substitute for insurance advice. If you have a specific question, please consult our insurance experts at 6702 0202.
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